If you’ve taken out a PCP car finance deal, you could be owed money. The FCA has found that many customers were mis-sold their agreements, often without being told that the dealership was earning commission on the deal. These commissions should have been disclosed—but in countless cases, they weren’t. We believe, as a result, thousands of people are now entitled to claim money back.
In some cases, dealerships also inflated interest rates to increase their own commission, leaving customers overpaying without realising it. Others were pressured into unfair PCP agreements that benefited the seller far more than the buyer.
Because the commissions were secret, you will not know if you are affected. If you bought a car using a PCP or HP arrangement between 2007 and 2021, you may have paid more than you should have because of discretionary commission arrangements. We can check for you if you are affected. If you are, you may be eligible for a refund.
Don’t miss your chance to claim what’s rightfully yours — use our PCP finance checker to find out in under 60 seconds if you’re eligible.
Harcus Parker is a specialist commercial litigation firm based in London, established in 2019. We have extensive experience managing complex claims and large-scale group actions. By working with Harcus Parker, you gain:
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